Lending & Risk
Lending platforms, risk systems, and regulatory technology
Origination through collections, plus the screening and reporting layers that regulators examine — where a calculation error is a compliance event, not just a defect.
Loan OriginationServicingAML / KYCBaselIFRS 9Reg Reporting
Technology Depth
Lending, risk, and compliance coverage
Comprehensive ecosystem coverage backed by vetted senior principals and certified specialists.
Lending Lifecycle
Loan Origination (LOS)Loan Servicing (LMS)Underwriting & DecisioningCredit ScoringMortgage & EscrowRetail & Commercial LendingTrade Finance & LCLeasingAmortization & AccrualDelinquency & Collections
Financial Crime
AML Transaction MonitoringKYC & CDDSanctions ScreeningNICE ActimizeFircosoftFenergoPEP & Adverse MediaCase ManagementSAR FilingFraud Detection
Risk & Regulatory
Basel III / IVIFRS 9 / CECLCredit Risk ModelsMarket RiskLiquidity (LCR / NSFR)Stress TestingDodd-FrankMiFID IIFATCA / CRSRegulatory Reporting
Platforms
nCinoEncompassFinastraMoody's AnalyticsSAS RiskAxiomSLWolters KluwerCustom Risk Engines
Enterprise Delivery
Typical risk and lending engagements
- Platform implementation — configuration and workflow delivery
- Calculation validation — interest, provisioning, and capital figures verified independently
- Screening tuning — false positive reduction with detection effectiveness held
- Regulatory reporting — report build and submission validation
- Model testing — scoring and provisioning model output verification
- Audit support — traceable evidence for regulatory examination
Calculation errors are compliance events
In lending and risk, an incorrect accrual or provisioning figure is not a normal defect. It becomes a restatement, a regulatory finding, or customer remediation.
- Independent recalculation rather than output comparison alone
- Boundary testing on rate changes, leap years, and part-periods
- Full traceability from report figure back to source transaction
- Sign-off evidence written for an examiner, not just the project
Common Questions
Frequently Asked Questions
Transparent insights into our delivery, pricing models, security compliance, and onboarding timelines.
Can you validate AML screening tuning?
Yes. Tuning work balances false positive volume against detection effectiveness, and both sides need evidence before a threshold change is approved.